I’m also considering abandoning Banktivity but my issue is the poor support for investment accounts. I don’t give a rats arse about budgeting or on-line bill pay. All the things that are automatically paid go through a credit card. We don’t use much cash, cash just vanishes but with the CC we get loyalty points or cash back and know exactly what got spent.
My biggest complaint right now is that between my husband and I we have over 15 different investment accounts. Legacy pensions from former jobs, regular IRA’s, Roth IRA’s, 401k’s, regular investment accounts both for mutual funds and direct stocks. We have 7 different financial institutions we interact with not counting the credit cards. Some accounts are required to be separated due to how retirement accounts are handled so it’s very difficult to combine assets into a few larger acounts or pick a single financial institution to work with. Some of the legacy stuff is not able to be converted out of that institution so we are stuck with it until the money is used up.
In all cases every single system I’ve tried has problems keeping share balances accurate when the mandatory distributions are sent automatically. I’ve tried to keep on top of the reconciliation but it is impossible. I’m still dealing with iissues from 2016 and 2017 that I cannot get correct because very time I try to enter in by hand corrections they get deleted the next time the automatic download happens. Automatic downloading breaks often and then takes hours to get set up again only to fail a month or 2 later.
I’ve had an open tech support issue with Banktivity that is still ongoing 3 months later. Every fix fails at the next month.
I was on Quicken for years, tried YNAB but it’s worthless for complex investment stuff, tried GnuCash, MoneyDance and more. The conversion to Banktivity happened back in 2015 and I’ve been struggling with it. It was doing ok until the mandatory withdrawals of investment stuff started happening and it’s been screwed up since then.
I DO NOT want todepend on any on-line system. I want a desktop focused app. At this point I’ll even buy and run Windows if it would actually work but so far perusing the various forums for Quicken and other Windows software I don’t think even that will handle our situation well.
I need to be able to do year end reports on how money was spent, handle a large collection of varied investment acounts with a high volume of transactions and track our expenses on a regular basis. The system needs to have a way to categorize expenses so that I can separate out the 2 business transactions from our personal ones btu I don’t want to run separate instances for each business and personal because I need to see the total finacial status in one place due to how we move $ around from place to place.
Can ANYONE suggest a REALLY ROBUST investment focused financial package that meets these requirements on any platform?