Unsubscribing from Apple Music with matched songs

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Will quitting Apple Music destroy your music library?

A month ago my wife accidentally subscribed to Apple Music, even though she didn’t need it or use it. About 90% of her library is from an old CD collection that she uploaded. And 10% from iTunes purchases over the years. With the subscription about to expire Apple sends this very scary message: "Stay with us to avoid losing all your playlists, settings, and the music you’ve added to your library." Can any one who has gone through unsubscribing to Apple Music report on what happens to your lib…