Thanks, Adam! Just this morning, I read a post by Brett Terpstra (Drink!), and he uses NordVPN too, so, I think I’ll be switching (depending on what else I hear here.
I just connected to a cafe wife. It’s great bandwidth: 148Mb down! Nice. I turned on TB and it went to 8Mb! I know VPNs reduce bandwidth, but that’s ludicrous!
Thank you so much!
Quick question: I’m setting up a couple personal websites; just blogs to put some thoughts out into the aether. I was asked if I wanted to buy an SSL package and I said no. Now, based on what you said about trustworthiness, I’m concerned. In the Brett Terpstra (Drink!) article I referenced to adamaschlack, he mentions an open source provider of certificates, so maybe that’s the route to take; I think my provider will tolerate them if install them manually (scary!).
Re cellular, really? I thought it was reasonably safe enough for making purchases and banking.
I feel my itchy fingers wanting to pull the trigger on going with NordVPN. If Brett uses one…. 
If your pages don’t contain anything that could be a problem if it’s intercepted between server and client then there’s no technical reason to use SSL/TLS, however browsers (most notebaly Chrome) are starting to show warnings for non-SSL/TLS sites as being unsafe. These warnings will become more and more intrusive and alarming. There ways of getting very low cost, or free certificates that are supported by all major browsers, but SSL/TLS sites are a bit more of a pain to maintain than non-encrypted sites.
Cellular: It’s just radio transmission with largely-broken encryption. Anyone moderately motivated (and certainly the cellular carrier, as well as any Internet transit provider between your phone and a server) can intercept, inspect, (and alter) any traffic that’s not encrypted between your phone and the server.