I’ll jump in as a Canadian, just for fun. It’s common here to have central A/C and central heat. (This can vary by province; I’m in Ontario. Other provinces do it differently. East coasters, like Newfoundland and Nova Scotia, have radiators for heat, and I don’t think A/C is a given.)
In the summer, it’s not that uncommon to be 30 degrees (86 F) or above here, and very humid. Today’s high is 34 degrees without humidity (93 F), and probably 37 (99 F) or so with it.
So A/C is common. Not everybody has it, because of the age of some homes or condos, but let’s just say those without it like to seek out those who have it.
We just leave it running almost all the time, unless the temperature is in the mid 20s or below and it’s not crazy humid. (Anything below 80F we might just open some windows, basically.)
However, there is great debate among Canadians about the “right” A/C temperature. Our thermostat is in Fahrenheit, for some reason. We set ours to 76 during the day, and 72 at night. A lot of Canadians keep theirs set to 68F or so. My wife and I both find that too cold; we want the inside temperature to not be sweaty, but we don’t want to need sweaters when we walk in the door from being outside either.
Almost all Canadians have basements (we need to dig below the water line to avoid issues with our homes, so we have concrete basements that we all finish). I know many American homes have basements now, but I also know there’s a good chance an American home does not, so it might be worth adding a little bit of A/C context regarding basements.
My studio is in our basement, and our home theatre is too. We spend a lot of time on hot summer evenings, if we’re not outside, either watching the sun set with the windows open, or, if it’s too hot (like it is this week), we camp out in the basement and play Zelda. Other Canadians camp out in the basement and watch TV. Most households seem to have a basement TV and a main floor TV, and I genuinely think most people have a basement one just because it’s so much cooler in a basement during the summer.
If you’ve never been in a basement during the summer, it’s a bit of a revelation. Our main floor, where the thermostat is, is 76. It’s probably 78 or 79 on our upper floor. We live in a backsplit, so the “upper floor” is only half a floor up from the main floor.
Our basement is about 5 feet below the surface, so we have window wells down there. And in the basement, I’d wager it’s no warmer than 70F. It might be closer to 68 down here most of the time. Concrete walls and floors + rising heat = a much colder area. Sometimes I wear pants instead of shorts down here during the summer, because the cold air conditioner can really make it cool down here.
Anyway. I think when it comes to A/C, set it where you feel comfortable and leave it there, and see how it goes. I agree with @Bmosbacker that people sleep better at night when it’s a little cooler (even if they don’t think they do, science disagrees with them). So set it a little cooler at night.
Best practices are very different in Europe, so it really is contextual depending on your location. Italy has laws around A/C temperatures, for example. (For geopolitical reasons as well as environmental, which is a wild situation to be in from my privileged North American position.)