AppleCare+ for Apple Watch - Does monthly plan expire?

Two choices - $79 one-time fee for 24-months of coverage or $3.99/month for monthly coverage.

Says there is a one-time charge ($69?) per incident claim with a maximum of 2 claims per 24-months.

What isn’t clear - if you pay monthly, does the coverage continue beyond two years or indefinitely?

The monthly plan is more expensive for the same 24-month period, but it if it allows you to file a claim in year 3 or year 4 of ownership, that could really be useful.

If you pay monthly, they’ll stop charging you after 24 months (like when you buy a phone on installments.) You can’t get extra coverage by going the monthly route.

That would be my assumption, but it never states that. It only says that it renews automatically monthly and then lists the reasons for cancellation - reaching 24 months is not one of the reasons.

And the wording of “2 claims per 24 month period” is also implying more. Why wouldn’t they simply state “a period of 24 months with a maximum of 2 claims during the coverage period” etc.?

Oops, sorry, I appear to be wrong, between “until cancelled” and this:

If your AppleCare+ for Apple Watch and Apple Watch Nike coverage is renewed beyond 24 months, any unused accidental damage incidents will expire and you will get two more accidental damage incidents to use within the next 24 months of continued coverage. If your AppleCare+ for Apple Watch Edition and Apple Watch Hermès coverage is renewed beyond 36 months, any unused accidental damage incidents will expire and you will get two more accidental damage incidents to use within the next 36 months of continued coverage.

Interesting change. The terms say that they won’t cancel the monthly on you, and they may offer another term in 24 months if you buy the upfront AppleCare now, or may not. So yes, I think they’ve changed it so you could guarantee continuing AppleCare if you were willing to pay the higher total cost per year of the monthly payments.

FYI Apple has apparently silently changed AppleCare+ to extend care indefinitely if desired, according to this article:

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