I am very experienced in Linux. At a former company I rolled out Linux-based storage systems (mdadm, OCFS). But at home I want a box where I just pop drives in and after initial configuration just works. No desire to deal with stuff at home.
As for HW vs. SW RAIDs: SW RAIDs have advantages. Computer shot? Easy to mount a mdadm array on another computer. And what HW controller do you “trust more”? Too many brands, many without firmware updates, often not really transparent on what they are do. Quality HW controllers might be considered differently.