Recently, I reformatted and external SSD drive as APFS just for misc backup files etc.
All seemed good.
Just now, I tried to create a new folder at the external root - and it asked for my password authentication before the folder was created. (This is not a boot drive)
Also - after creating the new folder - I tried MOVING a few empty root folders into this new drive folder and instead of moving them - it copied them instead. Not what I was expecting.
On another spinning drive that was HFS +, it does not ask for permissions before creating a new folder.
Also - ignore ownership on this volume is unchecked on both externals.
Normally if you have Read & Write permissions the external drive should act the same as your internal drive. Follow Apple’s directions. If you have existing files/folders on the drive check out the “Apply permissions to all items in a folder or a disk” section.