Thoughts on carrying ID/Credit Cards with wallet case and using Apple Wallet


#1

I would like to either get away with not having to carry a wallet or at least minimize what cards I have in it. I am considering getting a wallet case for my iPhone 8 and just put my driver’s license, a credit card, and cash so I can go out without my wallet. Although I have never lost my cell phone, I am concerned about my ID and CC being with my phone if I ever did.
I don’t use Apple Wallet but am considering it so I can eliminate some of the cards I have in my wallet (loyalty cards, a couple of CC I don’t often use, etc). I am not sure how many places use Apple Pay (not even sure how it works at a store). Any pros and cons of using a wallet case and Apple Wallet would be appreciated.


#2

I’ve been doing this for the last few years though I use a wallet for cash and a few extra cards - I’d say at least 9 of 10 times I leave the house the wallet stays in my pocket the whole time.

I consider it an advantage to have the ID and cc (potentially) locatable via Find My Phone. As long as your passcode can’t be easily inferred from you ID I don’t see a real security threat.

Apple Pay is extremely convenient and easy to use. You could always set it up first and give it a try for a few days. The only hassle I’ve found is that my default card is an AmEx and if it’s not accepted it takes a bit of fiddling to switch to an alternative card.


#3

It’s very easy to switch as long as you bear in mind that Face ID needs to re-authenticate every time you select a new card. You also can select a default card so make sure you have selected the one you use most of the time.


#4

Any retailer that accepts payWave will take Apple Pay.


#5

I had a wallet case for some time, but stopped using it in order to

  • reduce the risk of dropping/damaging my phone when I just needed to pay (I usually have enough items to fumble with around check-out)
  • avoid exposing my wallet with cash, cards and ID when using the phone on public transit and other public places
  • reduce the physical size of the phone in my pocket
  • worry less when charging the phone and leaving it on my desk at work

The idea to have a single item was appealing, but in practice, it didn’t stick with me.


#6

Wow that must be annoying. Glad I’m still on my iphone 7…


#7

You just have to make sure the phone can “see” you when you switch cards. It took me a while to get used to I must admit.


#8

Great points. I used to get BookBook by TwelveSouth every time I got a new iPhone, but one day realized: if I lose my iPhone, then everything was gone. ID, credit cards, etc. Poof! And the ensuing chaos of getting it all back would be a major time-sink.

I love the look and utility of wallet cases but not the potentially catastrophic consequences of losing.


#9

This is what I worry about.


#10

My experience losing wallets and credit cards, passports, etc. has been pretty easy - always replaced within a couple days, often quicker. As long as you have copies of the cards or the 800 #s reasonably accessible.

And I’ve had experience where I lost a wallet, someone found it and called the CC company, and they contacted me via email within the hour.

On balance I think having ID and CC with phone makes it more likely that all will be recovered. But if it’s gonna stress you out, don’t do it.


#11

I use the In Incipio IPH-1649-BLK Apple iPhone X Stowaway Credit Card Hard Shell Case for my iPhone Xs. I have been using a model of this for years, and ordered one immediately for the new iPhone.

It can hold my license, a credit card, and bill or two. It does make the sleek awesome iPhone not as sleek or cool.

For me this is an indispensable item. When I go to the gym, my phone goes, but not my wallet. Running out - phone, no wallet. When I leave the house the phone is going with me.

If I lose my license it would suck. But, I can lose my wallet or phone just as easily. Honestly, I know almost immediately when my I have misplaced my phone.

Works great for me.


#12

I like the idea of a card case but haven’t found one I like. I’m retired and need only two cards, drivers license and Medicare. Apple Pay does the rest!

I have all my cards photographed and stored in 1Password so they’re with me when I go out with my naked iPhone SE (running, biking). I carry a minimal wallet when I go shopping or use the car. The store cards live on my key chain but I’m thinking of throwing them out – I hate coupons and detest the preferred customer model of retail. Don’t get me started on airline tickets and cable rates. One price for all, folks. Democracy.