I can’t believe I’m saying this but I think @MacSparky and @ismh may have made a mistake in MPU’s episode 572 iPhone & iPad Tips. In this episode David and Stephen said that there is not a way to save documents to the desktop on the Mac and have them show up on the iPhone or iPad. To get around this limitation they recommend apps like Yoink.
I may well have misunderstood them as I was listening while on my daily run. If so, I sincerely apologize as I’m one of the least qualified on this forum to ever challenge something that David and Stephen say. But, on the off chance that I am correct, I thought this might be helpful to those on the forum.
As shown in the screenshots below, I have been saving documents on the iCloud desktop and having them available on my iOS devices and vice versa for a long time.
Mac Screenshot showing saving a document from Drafts to desktop
Mac Screenshot showing result