Hello Friends…What’s the best personal finance software for Mac that syncs well with an iOS device? I’m looking for something that I can keep on my Mac (M1 MBP) while being able to add transactions from my iPhone. Thanks!
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YNAB, or Finances, I ultimately went back to Finances because of the multi currency support, but I can see the advantage of YNAB for most people!
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YNAB gives you a philosophy, which is based on the envelope system.
It worked really well for me while I used it.
When I stopped, things went sideways, so that’s some empirical data for you 
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YNAB. I dislike the fact that it’s a (slow) website on Mac but the method is amazing. I started using it three years ago and I’ve saved considerably thanks to it.
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I’m a fan of YNAB for budgeting, but I also track on GNUCash on the Mac (that doesn’t have an iOS counterpart).
I have previously used Moneywiz and found it to be excellent - however, when I discovered the envelope budgeting system, I moved to YNAB. I think the newest version is subscription ($20 a year, $50 if you want bank syncing), where as the previous version was a single one off payment.
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If you do go for YNAB, the unofficial YNAB toolkit is handy. It brings a lot of tweaks that aren’t possible normally and it provides some extras charts as well if you want charts.
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YNAB is $12 a month or $84 a year.
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I’ll second MoneyWiz.
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+1 on the Banktivity recommendation. I moved to it from MoneyWell some time ago. Excellent software, IMO for multiple account financial tracking, including linking to investment accounts, credit card accounts, etc.
FWIW, I do not use the budgeting features
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+1 for Moneywiz. Used it for 8 years, reliable and great support. On Setapp too.
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Sorry for the confusion, I was referring to Moneywiz, not YNAB.
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I have used MoneyWiz for a very long time. The Mac version is now a Catalyst app, but they are always working on it. The iOS versions are great as is the sync. Yes…subscription…I have basic needs so the less featured $20 per year is what I am on now.
The Windows version will not be available for some time, though.
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Ynab for zero-based budgeting. Banktivity is a more complete app for everything else (investment tracking). Both are subscriptions nowadays.
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My vote goes to Banktivity. I like that it does general personal finance management as well as zero-based budgeting.
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Moneywiz I’ve used it for years. rock solid.
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Been using Banktivity for a few years, it has a couple minor annoying issues but overall it gets the job done. I have not upgraded to the subscription yet but probably will soon.
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I used to use Quicken on the PC, many years ago - it was one of two apps I kept a Windows VM around for. But I stopped using it about a decade ago. I’ve recently returned to using an application to keep track of things instead of Excel and settled on Banktivity as well.
There are a few things I find bothersome with it (mostly around scheduled transactions and financial institution connectivity), so I gave Quicken (macOS) a try and it was so much worse that I took advantage of the 30-day money back guarantee. It’s like they tried to shoehorn the old Quicken for Windows UI into a macOS UI. Overall very clunky and hard to work with. And it supports fewer of my financial institutions than Banktivity does (this was a huge surprise).
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The latest version of Banktivity is great on all platforms; they have only recently added the ability to edit transactions on iOS but with that in place I can strongly recommend it.
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Definitely depends on your priorities.
The budget is the highest one for me. YNAB. is the best if you ask me. I did look at Banktivity and MoneyWiz and some others but their budgeting felt like too much maintenance and I’m the type that reconciles my accounts several times a week and logs every purchase.
I got in with their grandfather price when they started the subscription model so I’m not complaining.
If managing a small business you might consider:
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